Originally posted by Martin
Martin having worked for a few years in a local Council on their Risk Management department i would comment the following:
first You have to display the public liability insurance on your premises ONLY if you have customers or third parties attending your premises.
secondly No insurance company would ask the information over the phone.
thirdly no goverment department will ask in such way over the phone. normally the moment you give them the information of the person responsible for your insurance they are happy to go to that person.
fourth you are obliged to show your public liability insurance certificate to anyone that asks in your premises (unfortunately). whether they are sales or not. (remember only Public liability and nothing else)
hope this helps
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